Credit Card Bankruptcy Lawyers Serving Redford & Southeastern Michigan
Are your credit card bills starting to pile up? Are you letting creditor calls go straight to voice mail? We know how anxious, scared, and alone this can make you. Don’t worry, our bankruptcy attorneys have been helping people get out of their credit card debt for over 30 years now.
Once you decide to retain our bankruptcy attorneys, you can tell the creditors that you have decided to file bankruptcy and give them our attorneys name and phone number. Bankruptcy is a great option to get out of credit card debt, and our experienced bankruptcy attorneys make the process easy and worry free.
Call our experienced bankruptcy attorneys to help you get out of debt!
Credit Card Debt & Bankruptcy
The following information is according to www.creditcards.com
- Average credit card debt per household with credit card debt: $15,956
- Total U.S. consumer debt: $2.5 trillion, as of December 2011
- Total U.S. revolving debt (98 percent of which is made up of credit card debt): $801 billion, as of December 2011
As you can see, you’re not alone, credit card debt is something that everyone deals with.
Filing for bankruptcy has several benefits for getting you out of credit card debt.
First, it gets creditors off your back. As soon as you retain our bankruptcy attorneys they will contact your creditors to ensure that they do not call you and bother you any more.
Secondly, it allows you to get rid of up to 100% of your dischargeable debt. This is usually done through a chapter 7 bankruptcy, but you have be able to demonstrate that you do not have enough income to pay off credit card debt after you have paid for the necessities (housing, groceries, utilities, gasoline etc.).
Thirdly, bankruptcy proceedings move along pretty quickly with a bankruptcy hearing scheduled approximately 45 days after you file for bankruptcy. Once you attend your bankruptcy hearing, your debts are typically discharged 45 days after that.
If you have any further questions about credit card debt and bankruptcy in Michigan, give our Redford bankruptcy attorneys a call.
They are well versed in the bankruptcy law, and would be more that happy to help you get out of your credit card debt.
Credit Card Debt Bankruptcy: Dischargeable Debt Examples
- Credit Card Balances
- Past Due Utility Bills
- Past Doctor Bills
- Past Medical bills
- Unpaid Debt from a Lease
- Business Expenses
Credit Card Debt Bankruptcy:
Non-Dischargeable Debt Examples
- Income Tax Debt
- Cash Advances
- Student Loans
- Child Support & Alimony
- Fines & Citations
- Debt due to Fraud
There are several caveats with these dischargeable, and non-dischargable examples, such as income tax debt is dischargeable if the tax return is over 3 years old, it was filed correctly, and on time.
Over the past 30 years, our credit card bankruptcy attorneys have helped a lot of people get out of credit card debt. They know all of the details necessary to make sure you get out of all the debt possible and how to move through the bankruptcy proceedings quickly due to all that experience.
If you have any further questions on a bankruptcy involving credit card debt, give our bankruptcy attorneys a call. 313-532-2100
If you have any bankruptcy questions please contact our attorneys at your earliest convenience either by phone, by email, or by using the form on this website. Thanks for visiting! We hope to talk to you soon.